Important Legal Disclaimers
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances vary significantly
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.
All financial decisions should be made in consultation with qualified professionals who understand your specific circumstances and regulatory requirements in Australia.
Information Accuracy Statement
We endeavor to ensure all information presented is current and accurate, however market conditions and regulations change frequently.
- Information is updated regularly but may not reflect real-time market conditions
- All figures and examples are illustrative and may not apply to your situation
- We recommend verifying all information with current regulatory sources
Limitation of Liability
To the fullest extent permitted by Australian law, we exclude all liability for any loss or damage arising from your use of this website or services.
We specifically exclude liability for
- Direct or indirect financial losses from decisions based on our information
- Consequential damages arising from service interruptions or delays
- Third-party actions or omissions beyond our reasonable control
- Technical issues, system failures, or data transmission errors
Professional Financial Advice Notice
Our services provide general guidance and consultation but do not constitute specific financial product advice as defined under Australian financial services regulations.
Important Note
Always seek independent professional advice before making significant financial decisions that could affect your personal circumstances.
External Links and Third-Party Content
This website may contain links to external websites or reference third-party resources for additional information.
We do not control external content and accept no responsibility for the accuracy, legality, or content of external sites or their compliance with privacy regulations.
Results and Outcomes Disclaimer
Individual results may vary significantly based on personal circumstances
Financial outcomes depend on numerous factors including market conditions, individual circumstances, implementation of advice, and external economic factors beyond our control.
User Indemnification
By using our services, you agree to indemnify and hold harmless virellanoxos, its employees, and affiliates from any claims, damages, or expenses arising from your use of our services or breach of these terms.
Governing Law and Jurisdiction
These disclaimers and your use of our services are governed by Australian law.
Applicable Law: All disputes will be resolved under the laws of Australia and the state/territory where our business is registered
Legal Jurisdiction: Any legal proceedings must be commenced in the appropriate courts of Australia
State and territory variations may apply to certain aspects of financial services regulation
Severability of Terms
If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Modifications to Disclaimers
We reserve the right to modify these disclaimers at any time. Changes will be effective immediately upon posting to this website.
Contact Information for Legal Matters
For questions regarding these disclaimers or legal concerns, please contact us using the following information
This disclaimer was last updated on August 25, 2025