Cookie Policy and Data Collection Practices
Understanding Cookies and Their Purpose
Cookies are small text files stored on your device when you visit our website. These files help us provide you with a better browsing experience and enable certain website functions.
We use cookies to remember your preferences, analyze website performance, and provide personalized content that matches your interests in financial planning services.
How We Use Cookies
Our website uses several types of cookies, each serving specific purposes to enhance your experience and help us improve our services.
Essential Website Cookies
These cookies are essential for basic website functionality and cannot be disabled. They enable core features like secure login access and form submissions.
Session management, security tokens, form data preservation, accessibility settings
Functional Enhancement Cookies
These cookies improve your browsing experience by remembering your preferences and customizing content based on your previous interactions.
Language preferences, contact form auto-fill, personalized dashboard settings, consultation reminders
Performance and Analytics Cookies
We use these cookies to understand how visitors interact with our website, helping us improve content and user experience based on actual usage patterns.
Page visit tracking, time spent on pages, popular content identification, user journey analysis
Marketing and Advertising Cookies
These cookies help us deliver relevant content and measure the effectiveness of our marketing efforts across different channels and platforms.
Ad performance tracking, social media integration, email campaign effectiveness, retargeting capabilities
Third-Party Cookie Services
Some cookies are placed by third-party services we use to enhance website functionality, such as analytics providers, social media platforms, and customer support tools.
We carefully select third-party providers who comply with Australian privacy regulations, but we cannot control their individual cookie policies or data practices.
Your Privacy Rights Under Australian Law
Australian privacy legislation provides specific rights regarding how your personal information is collected, used, and stored through cookie technology.
European Visitors (GDPR Rights)
If you're visiting from the European Union, you have additional rights under GDPR regulations
- Right to access all personal data we've collected through cookies
- Right to request deletion of your cookie-related data
- Right to object to certain types of cookie processing
California Visitors (CCPA Rights)
California residents have specific rights regarding cookie data collection and sharing
- Right to know what personal information is collected via cookies
- Right to delete cookie-related personal information
- Right to opt-out of the sale of personal information collected through cookies
Brazilian Visitors (LGPD Rights)
Brazilian visitors have rights under Lei Geral de Proteção de Dados regarding cookie usage
- Right to confirmation of cookie data processing
- Right to access cookie-related personal data
- Right to correct incomplete or inaccurate cookie data
Managing Your Cookie Preferences
You have several options for controlling how cookies are used during your visits to our website.
Browser-Level Cookie Controls
All modern browsers allow you to block or delete cookies through their settings menus. However, disabling certain cookies may affect website functionality and your user experience.
Website Cookie Preferences
Use our cookie consent tool to customize which types of cookies you're comfortable accepting. Your preferences will be remembered for future visits.
Third-Party Opt-Out Options
Many advertising and analytics providers offer direct opt-out mechanisms for their cookie tracking services, accessible through their respective websites.
Impact of Cookie Restrictions
Restricting cookies may limit certain website features like personalized content, saved preferences, and some interactive elements, but will not prevent access to basic information and services.
Detailed Cookie Information
Below is a comprehensive list of cookies currently used on our website, including their purpose and duration.
| Cookie Name | Type | Purpose | Duration |
|---|---|---|---|
| session_token | Essential | Maintains secure login sessions and form data | Session only |
| user_preferences | Functional | Stores language and accessibility settings | 12 months |
| analytics_tracking | Analytics | Measures website performance and user engagement | 24 months |
Cookie Policy Updates
We may update this cookie policy periodically to reflect changes in our practices or applicable regulations. We will notify users of significant changes through website notices or email communications.
Cookie Policy Questions
For questions about our cookie practices or to exercise your privacy rights, please contact our privacy team
This cookie policy was last updated on September 16, 2025